ORIGINAL RESEARCH ARTICLE | May 30, 2019
The Analysis of Efficiency and Finance to Deposit Ratio on Return on Assets at Sharia Banks In Indonesia
Dedi Kusmayadi, Irman Firmansyah, Tedi Rustendi, Apip Supriadi, Asep Budiman
Page no 413-422 |
10.36348/sjbms.2019.v04i05.004
This study is intended to analyze the performance of Sharia banks in Indonesia through the alleged influential factors, namely efficiency and finance to deposit ratio. This research to analysis (1) Efficiency (BOPO), Finance to Deposit Ratio and Returns on Asset at Sharia Commercial Banks in Indonesia in 2012-2017, (2) Effect of Efficiency (BOPO) and Financing to Deposit Ratios on Return on Asset at Sharia Commercial Banks in Indonesia. This study uses annual financial report data issued by each bank in 2012-2017. The total population in this study was 13 banks, after passing through purposive sampling, the number of samples used was 8 banks. The method used is the descriptive method and a quantitative method with panel data analysis. Based on the results of the research show: (1) Efficiency, Finance to Deposit Ratios and Returns on Asset at Sharia Commercial Banks in Indonesia from year to year which is being updated. (2) Efficiency has negative effect and significantly on Return On Asset while Finance to Deposit Ratio has positive effect and insignificant effect on Return On Assets.
Keywords: Efficiency, Financing to Deposit Ratio, Return on Assets, Sharia Banks
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Can Horror Movies Influence the Presence of Nitrites in Urine?
Muhammad Imran Qadir, Muhammad Asif
Page no 234-236 |
10.21276/sjbr.2019.4.5.7
The intention of present study was to evaluate any relation between nitrite in urine and watching horror movies. Over-all
100 subjects participated in this project. Nitrates and nitrites are the nitrogen comprising compounds. The variance is
only in their structures. They are existing naturally in some vegetables, for example, green vegetable, celery and cabbage.
The urine containing nitrates is considered as normal but existence of nitrites leads to urinary tract infection (UTI).
Injurious bacteria live in kidneys, ureters, bladder and urethra. They induce nitrates into nitrites by the support of their
enzymes. These are the cause of nitrites in urine that is perilous medical condition. The symptoms usually confronted
during this problem are cloudy urine, smelling urine, blood in the urine, burning urination and increased urgency of
urination. As we consider horror movies, the first thing that derives to mind is horror, fear or terror. Such movies even
can congeal your blood. The impact of horror movies depends upon the person. Some people take pleasure watching
these movies and some feel uncomfortable. But mostly people are ignorant about the effects of such scary movies. Some
theories depict the positive impacts of such films and some make known their negative prospects. It was determined from
the present study that watching horror movies had not really influenced people for having nitrites in their urine. A very
few exhibited the positive results of nitrites in the urine which exposed non-significant relation between urine nitrites and
watching horror movies.
REVIEW ARTICLE | May 30, 2019
Color Psychology and Its Influence on Consumer Buying Behavior: A Case of Apparel Products
Maria Carina Casas, Justine Chinoperekweyi
Page no 441-456 |
10.36348/sjbms.2019.v04i05.008
The relationship between color psychology and consumer behavior is at the centre of most marketing activities in the business environment. Empirical and theoretical literature asserts that color psychology is instrumental in determining the effectiveness of marketing activities, particularly when properly integrated in the organization’s manufacturing and distribution strategies. There are different interpretations of color as determined by consumers’ beliefs, culture, and attitudes. The purpose of this research is to investigate the relationship between color psychology and consumer buying behavior within the apparel market. The apparel market was chosen due its distinctive cultural dynamics and consumer psychological beliefs compared to other markets. There has been an increase in consumer buying behavior variations across the globe as a result of varying interpretations of marketing mix elements. The article submits that color psychology is one of the main features that determine consumer behavior in the apparel market. Data was collected through secondary sources such as journals, articles, and empirical sources such as existing researches regarding color psychology, consumer behavior regarding product color, and cultural perceptions on color within the apparel industry. Color psychology plays a bigger role in effecting emotional and intellectual influence among consumers. Color perception and color psychology affects people’s behavior in such a way that the symbolism of the colors resonates with people’s perceptions, hence linking it with information from their cultures. Through the color perception of different cultures, the research concluded that using a color that is associated with something negative will negatively affect the customers’ retrieval cues, therefore repelling them from purchasing the product or service.
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Evaluation of Bacterial Activity in Vitro on Salmonella Enterica of Typhi Stereotype of Drugs of Medicinal Plants, Annickia Chlorantha (Oliv.) Setten & Maas, Alstonia Boonei De Wild and Costus Afer Ker Gawl Used In the Treatment of Typhoid Fever
Etame Loe Gisèle, Nda Meffo Jean Pierre, Okalla Ebonguecécile, Ndounda Henri, Sikadeu Sandrine, Tankeu Séverin Elisée, Yinyang Jacques, Ngene Jean Pierre, Ngoule Charles Christian, Kidik Pouka Cathérine, Dibong Siegfried Didier
Page no 237-243 |
10.21276/sjbr.2019.4.5.8
The general objective was to evaluate the in vitro activity on Salmonella enterica of typhi stereotype of plant drugs used
in the treatment of typhoid fever. The crop drugs harvested were processed and dried for three weeks. After maceration in
ethanol, the crude extracts were concentrated using a rotary evaporator and a phytochemical screening was carried out.
The antimicrobial activity of the ethanolic extracts was evaluated in vitro on Salmonella enterica of typhi stereotype, by
the method of microdilution in liquid medium on microplates of 96 wells in U bottom. Seven possibilities were offered
for this evaluation in the microplates: three first (E1, E2 and E3) concerned the isolated extracts and the four others (E1 +
E2 + E3, E1 + E2, E1 + E3 and E2 + E3) combinated extracts. The observation of the turbidity of the microplate liquid
media after 24 h of incubation allowed the determination of the minimal inhibitory concentrations (CMI) and the seeding
of the wells on solid media HEKTOEN and EM allowed the determination of the minimal bactericid concentrations
(CMB). Characterization of the different groups of secondary metabolites in isolated ethanolic extracts revealed the
presence of phenols, steroids, triterpenes, coumarins and alkaloids. Isolated extract of Costus afer showed a very low
CMI and CMB with values of 0.07 and 0.15 mg/mL and was more active on Salmonella enteric typhi stereotype than the
other two isolated extracts. Combination of Costus afer and Annickia chlorantha (E1 + E3) stems showed low CMI and
CMB with values of 0.15 mg/mL and were more active on S. enterica of typhi stereotype. The combinated extracts
showed CMB values between 0.15 and 0.60 mg/mL versus 0.15 and 1.25 mg/mL for the isolated extracts. Analysis of
CMI and CMB has shown that combinated extracts have more effective antibacterial activities than isolated extracts
because of the positive interactions between bioactive contents involved, and should be considered in in vivo
pharmacological activities in rats.
ORIGINAL RESEARCH ARTICLE | May 30, 2019
The Influence of Tourism Product Components and Promotions on Tourist Destination Image and the Impact on Revisit Intentions to Lake Toba Area, North Sumatra
Liana Manangiuli, Sukaria Sinulingga, Robert Sibarani
Page no 472-480 |
10.36348/sjbms.2019.v04i05.011
North Sumatra has the potential of tourism from the physical aspect (natural beauty) and non-physical (history, customs and regional specialities). The purpose of this study is to analyze and evaluate the components of product and tourism promotion which has a significant effect on the decreasing of tourists in Lake Toba Area and designing the necessary policy and strategy to be implemented to overcome the decreasing tourist in Lake Toba Region. This study is quantitative research, where the research area covers seven tourist districts in North Sumatra by using 150 tourists as samples. The research finds that tourism products do not have an effect on the interest of visiting directly but it affects the tourist image. Promotions affect visitor interest both directly and indirectly through destination images. In the meantime, the regency needs improvements to the tourist attractions of the North Tapanuli Regency
REVIEW ARTICLE | May 30, 2019
Effectiveness of Electronic Concept Maps in Improving Speaking Skills among Third primary Grade in Both Taibeh and Westieh Brigades in Irbid Governorate
bed Elkareem Ghazi Abed El-Hafed Al Hazaimeh
Page no 204-211 |
10.21276/jaep.2019.3.5.2
The study aimed to identify the effectiveness of electronic concept maps in improving speaking skills in Arabic
Language among the third primary grade female students in both Taibeh and Westieh Brigades in Irbid Governorate. The
study used the quasi-experimental approach and applied to a sample of the third primary grade female students in
Maymona bint Alharith Primary School in Qumaim town in Irbid Governorate reached out (38) female students, who
were randomly distributed into both control and experimental groups of (19) female students in each group. The control
group was (taught by the ordinary book method), and the experimental group was (taught using electronic concept maps).
In order to achieve the objectives of the study, the researcher prepared an observation card to measure the speaking skills
which reached out (12) skills distributed on (3) main aspects, and were applied before and after on both groups. By using
the appropriate statistical methods, the results of the study showed a statistically significant difference at the level (α
≤0.05) between the means of the experimental group female students’ grades and the control group female students’
grades in the post-application of the observation card of speaking skills for the experimental group female students. The
results recommended that the need for Arabic Language teachers to pay attention in improving Arabic Language
speaking skills among the first three primary grades female students by using effective teaching strategies.
ORIGINAL RESEARCH ARTICLE | May 30, 2019
The Influence of Competence, Education and Training on Employees’ Performance of the State Assets and Auction Service Office, Medan, North Sumatra, Indonesia
Novmen Sihotang, Isfenti Sadalia, Linda Trimurti Maas
Page no 466-471 |
10.36348/sjbms.2019.v04i05.010
Bureaucratic reform and institutional transformation of the Ministry of Finance continues to date which necessitates a fundamental change in civil service performance paradigm. One of them is towards professionalism in order to realize a reliable and trusted organization in society. In order to achieve the result, it is necessary to have the ability and expertise or competence in managing each job. The present study aims to analyze how the influence of competence, education and training either partially and simultaneously on employee performance. The type of research undertaken was a correlational study at the state Assets and auction services office, Medan. The primary data source used questionnaire instrument with respondent as much as 85 people. Data analysis using multiple linear regression analysis aimed to prove the influence of independent variables (X) on the dependent variable (Y). The result of this research shows that competence and education and training either partially or simultaneously have a positive and significant effect on employee performance. Thus through the leadership of the organization, it is recommended that employees actively and continuously improve the competence of each employee. Then provide an equal and comprehensive opportunity for every employee to follow education and training in order to create or acquire new types of competence. The goal is that the work of each organization line allows for easy, fast and quality work
REVIEW ARTICLE | May 30, 2019
Effects of Mastery Learning Pedagogy on Secondary School Students’ Achievement in English Language Composition Writing, In Nyandarua County, Kenya
Thuku Stephen Ndichu
Page no 223-235 |
10.21276/jaep.2019.3.5.5
Overall performance in written English in Kenya Certificate of Secondary Education (KCSE) examination has been
fluctuating below 50% between 1998 to 2012. Empirical evidence shows that mastery learning (ML) pedagogy is more
effective than traditional pedagogy (TP) in instruction. Thus the effect of ML pedagogy on achievement in writing in
English, in Nyandarua County was examined. This was achieved by comparing the effects of ML pedagogy on
achievement to those of TP. The target population was all the Form One students in the location. Form ones were chosen
to exercise control on the TP of their secondary schools to which they were not habituated, being new in the secondary
level of education. The target population was a total of 5,779 students consisting of 2,702 girls and 3,077 boys. The
stratified sampling technique was used, to ensure that all subgroups of the population were represented. In this way, a
sample of 989 subjects was drawn, including 430 girls and 559 boys. This study used quasi – experimental research
employing Solomon Three – Group Design. A Composition Achievement Test (COMPAT) and a ML pedagogy module
for teachers were used for data collection. These instruments were developed by the researcher. Pilot testing with respect
to the COMPAT was done for reliability of the instrument. Pilot testing yielded .9 Cronbach`s alpha with respect to
reliability. Content and construct validity were ensured through systematic construction of the research instruments.
Validity of the instruments was further established by five Egerton University test experts. Data was analysed using the
Statistical Package for Social Sciences (SPSS) version 17.0 for Windows. One way ANOVA, Scheffe post hoc test and
the t-test were the inferential statistics that were used. All levels of significance were fixed at = .05 level. The bases on
which comparison was made included undifferentiated wholesale grouping. The null hypothesis was not accepted. The
students taught English composition through ML pedagogy had a COMPAT achievement that was statistically
significantly higher than that of the students taught through TP throughout the investigation. This study has findings that
indicate possible benefits for secondary school teachers of English and their students, the research community,
curriculum development institutes and university departments of English language education. The main recommendation
put forth was that ML pedagogy should be used in the teaching of English language composition writing in Kenya
The word “cosmetics” actually stems from its use in Ancient Rome. They were typically produced by female slaves known as “cosmetae,” which is where the word “cosmetics” stemmed from. Cosmetics are used to enhance appearance. Makeup has been around for many centuries. The first known people who used cosmetics to enhance their beauty were the Egyptians. Makeup those days was just simple eye coloring or some material for the body. Now-a-days makeup plays an important role for both men and women. In evolutionary psychology, social competition of appearance strengthens women’s desires for ideal beauty. According to “The Origin of Species”, humans have evolved to transfer genes to future generations through sexual selection that regards the body condition of ideal beauty as excellent fertility. Additionally, since women’s beauty has recently been considered a competitive advantage to create social power, a body that meets the social standards of a culture could achieve limited social resources. That's right, even men have become more beauty conscious and are concerned about their looks. Cosmetics can be produced in the organic and hypoallergenic form to meet the demands of users. Makeup is used as a beauty aid to help build up the self-esteem and confidence of an individual. The importance of cosmetics has increased as many people want to stay young and attractive. Cosmetics are readily available today in the form of creams, lipstick, perfumes, eye shadows, nail polishes, hair sprays etc. Other cosmetics like face powder give glow to the skin after applying the base cream. Then we have lipsticks, which are applied by many women of all ages. They are made from wax and cocoa butter in the desired amount. Cosmetics like creams, gels, and colognes are used on a daily basis by both women and men. Creams act as a cleanser for the face in many circumstances. More recently anti-ageing creams have been manufactured which can retain younger looking skin for many years. The best cleansing agents are cleansing cream, soap and water. Cosmetic creams serve as a skin food for hard, dry and chapped skin. It mainly lubricates, softens and removes unwanted dirt from the skin. Some popular fat creams that are used include Vaseline and Lanolin. ...
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Influence of Ascorbic Acid Supplementation on Hematological Parameters and Free Radical in Adult Male Rabbits
Fayrouz A. Khaled, Marfoua S. Ali, Hamida S. Radad
Page no 244-247 |
10.21276/sjbr.2019.4.5.9
Ascorbic acid (vitamin C) is a water-soluble micronutrient required for multiple biological functions. Ascorbic acid has
been found to have a long history of use in traditional systems with antioxidant effects that can control the generation of
free radicals. Free radical level was reported to be high in cancer cells. The objective of this study was to observe the
effects of ascorbic acid (40mg/kg/BW/day for 12 weeks) on hematological and thiobarbituric acid-reactive substances in
adult male rabbits. The effects of ascorbic acid on total erythrocyte counts (RBC), hemoglobin (Hb), packed cell volume
(PCV), total leukocyte counts (WBC), mean cell volume (MCV), mean cell hemoglobin (MCH), mean cell hemoglobin
concentration (MCHC), plasma glutathione-S-transferease (GST), acetylcholinesterase (AChE) and thiobarbituric acidreactive substances (TBARS) at end of 12-week of treatment. Treatment with Ascorbic acid caused significant (P<0.05)
increase in RBC and WBC, while did not cause any changes in Hb, PCV, MCV, MCH, MCHC, the activity of GSH
and AChE compared to control. (TBARS) was significantly (P<0.05) decreased compared with control group. The study
concludes that adding a Vitamin C source with a meal can improve anemia situation and reduce free radicals in adult
male rabbits over an extended period of time
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Arterial Variations of Thyroid Gland in Females - A Cadaveric Study
Vidya R. Pillai, Ramkrishna Avadani, Ajay Udyaver, Shishir Kumar
Page no 123-124 |
10.36348/sijog.2019.v02i05.003
The numbers of female that suffer from thyroid diseases are vast. But the question of the hour is whether there are any arterial variations in the female population of the costal population. The Thyroid gland is richly supplied by the blood vessels. In fact according to some studies its blood supply can be compared to that of the kidneys. Knowledge of the arterial variations is the key for the success of surgeries when it matters the most. This study puts in an effort to find the Arterial variations of thyroid gland in females so as to find if there are deviations from the normal population and also provides us with a useful data for the operating surgeons. The clinical implications of the study are vast
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Diabetic Foot and Its Clinical Characteristics among Uncontrolled Diabetic Patients in Ad-Dawadmi General Hospital, Riyadh Province, KSA
Khalid Saad AlSidr, Majed Ali Khaled Alotaibi, Sami Khaled Alotaibi, Faisal Abdullah Alhammadi, Menwer Abdullah Menwer Alotaibi, Mohammad Azhar Rashikh
Page no 248-253 |
10.21276/sjbr.2019.4.5.10
Diabetic foot and their complications are considered to be a serious cause of morbidity and mortality in diabetes. The aim
of this study was to investigate the clinical characteristics in diabetic foot patients along with glycosylated hemoglobin
levels and diabetes duration. We performed a retrospective study from June 2016 to March 2017 on a sample composed
of 26 patients with type 2 diabetes mellitus and diabetic foot. Age of patients, duration of diabetes, HbA1c- level and
diabetic foot complications data were collected from patient’s medical reports and hospital records. Most of the diabetic
foot patients (DFPs) were affected with more than one comorbid complications such as hypertension (76.35%),
peripheral neuropathy (57.7%), hyperlipidemia (43.9%), peripheral vascular disease (23.1%), coronary artery disease
(19.2%), diabetic nephropathy (19.2%) and diabetic retinopathy (15.4%). It was also seen that all the DFPs had
uncontrolled glycosylated hemoglobin (HbA1c) levels (>7.5%) and 73.1% had diabetes >10 years old. Prevalence of
hypertension, diabetic peripheral neuropathy and hyperlipidemia were found in higher percentage as compare to other
complications in DFPs.
REVIEW ARTICLE | May 30, 2019
Building People's Trust: A Comparative Study of Police - Community Relationship in Two Cities of Eastern India
Dr. Arpita Mitra, Nirmal Kanti Chakrabarti
Page no Sch Int J Law Crime Justice, 2019; 2(5): 124-130 |
10.21276/sijlcj.2019.2.5.3
The 21st century civil society aspires to have a resilient alliance with the law enforcement agencies in general and the police in particular. Endeavours of the police to reach out to the people can guarantee security and enhance the concern of the people in policing the society at large. However, the relationship between the police and the people continue to remain strained and distant. The police commissionerates of the capital cities of Bhubaneswar and Guwahati (both in eastern India) have undertaken community policing initiatives to build the trust of the people in law enforcement. A strong bond between the police and the public can ensure the success of the community policing programmes in achieving the desired aim. However, the real ordeal about awareness and participation of the people in the collaborative efforts of the police is less than satisfactory. The present empirical study compares the perception of the people about the nature of police-public relationship in these two cities of Eastern India.
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Role of Fluconazole and Clotrimazole in Treating Oral Candidiasis Patients
Nishu Vakil, Jyotsna Goyal, Pooja Goyal, Pankaj Chikkara, Abhishek Singh
Page no 305-308 |
10.21276/sjodr.2019.4.5.15
Background: Candida infection today is highly prevalent, especially the increase in carriers of removable dentures and
poor oral hygiene society. Aim: To evaluate the role of fluconazole and clotrimazole in treating oral candidiasis patients.
Methods: Two hundred subjects suffering from oral candidiasis formed the study population. Microbiological culture
confirmed the diagnosis of oral candidiasis. Study subjects were divided into Group A - subjects who were under
treatment with fluconazole therapy, Group B - subjects who were on clotrimazole therapy. Follow up of the study
subjects was done after 2 weeks of continuation of the treatment. Results: Among group A subjects, before starting the
treatment, 164 (82%) of the them had moderate severity of clinical symptoms, whereas in group B, 148 (74%) of the
subjects had moderate severity of symptoms. After the treatment, most 190 (95%) of the them were devoid of any
symptom in group A, whereas such proportion was 172 (86%) in group B. In group A subjects, before and after the
treatment, the colony count was 1376.4 and 10.8, respectively, whereas in the group II patients, the mean colony count
was 854.1 and 23.3, respectively. Conclusion: Both fluconazole and clotrimazole were approximately equally effective
while treating subjects having oral candidiasis.
ORIGINAL RESEARCH ARTICLE | May 30, 2019
Endocrine Dysfunctions in Survivers of Russell’s Vipers Envenomation: A Six Months Follow up Study
Kaushik Kar, Sandipan Mukherjee
Page no 180-185 |
10.36348/sijb.2019.v02i05.009
Background: Presently snakebite has become a serious health problem in India.The actual incidence of mortality and morbidity related to the snakebite are not reported properly. Furthermore, the most neglected part is the long term endocrine dysfunction in survivors of russel viper envenomation. Materials and methods: Forty five survivors of russels viper bite patients were selected for the study according to inclusion and exclusion criteria. Admitted patients were treated accordingly and discharged in stable condition. The hormonal status were analysed and they have been followed up after 3 and 6 months. Results: Significant decrease in serum cortisol and prolactin were observed in survivors of russels viper bite patients particularly in those patients whose mean serum creatinine was more than 1.2 mg/dl and systolic blood pressure is more than 110 mm of Hg and diastolic Blood pressure is more than 70 mm of Hg. Conclusion: Measurement of long term hormonal status like serum cortisol and prolactin can be beneficial in survivors of russel viper bite patients.