Bank Indonesia made changes to regulations regarding the assessment of bank soundness. The soundness of the bank was initially regulated in Bank Indonesia regulation number 6/10 / PBI / 2004 concerning the bank soundness rating system using the CAMELS method (Capital, Assets, Management, Earning, Liquidity, Sensitivity), then changed to Bank Indonesia regulation number 13/1 / PBI / 2011 concerning the bank soundness rating system using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital), the regulation contains that banks are required to assess the soundness of banks using a Risk-based Bank Rating approach both individually or on a consolidated basis. This research is a type of evaluative research. Evaluative research is research whose activities collect data or information to be compared with criteria and then draw conclusions. The documents used in this study are the Financial Statements and Annual Reports of PT. Bank Mandiri (persero) Tbk 2014-2017 Period. Independent bank health assessment is based on a rating system for commercial banks, in accordance with Bank Indonesia Regulation No. 13/1 / PBI / 2011, and SE No. 13/24 DPNP on October 25, 2011, based on the bank's health assessment conducted by the RGEC method, it was concluded that the health level of PT. Bank Mandiri (Persero) Tbk from 2014-2017 is Very Healthy (SS)

Kinetics of biodiesel production from renewable raw material like soybean oil deodoriser distillate (SBODD) and methanol (MeOH) in the presence of biocatalyst Novozyme 40013 (lipase from Candida antarctica) has been studied in the present research investigation along with optimization of reaction parameters like molar ratio of alcohol to SBODD, temperature and catalyst concentration. 5:1 molar ratios of alcohol to SBODD, 600C temperature with 5% concentration of catalyst for 3 hrs of reaction duration are the optimum conditions identified which contributed 93.24% conversion. Pseudo homogeneous kinetic model has been used to fit the experimental data and results have been analysed on the basis of model data. Equilibrium constants (Kobs) have been evaluated through this kinetic model at different temperatures and different molar ratios. By fitting the experimental data, the pre exponential factor and the activation energy of the esterification reaction have been determined also. Kinetic analyses are in good agreement with experimental results.

Since 2017, the work environment and Occupational Safety and Health have been of particular concern at PT. Hok Tong. Increased resource competency and training is the target of the program. Research on the impact of these two factors is done by using primary data collected with Slovin method through questionnaires from a sample of 198 respondents using random sampling techniques to take samples of members from 380 populations. Hypothesis this study stated those work environments (X1) correlation on employee productivity (Y) at PT. Hok Tong are positive and significant and occupational health safety (X2) correlation on employee productivity (Y) at PT. Hok Tong are positive and significant). But by using data analysis, variable work environment (X1) bring positive and significant influence to employee work productivity (Y) but occupational health safety variable (X2) that has negative and insignificant influence between toward employee work productivity (Y). Overall both working environment and occupational health safety variable simultaneously have a significant influence on employee productivity at PT. Hok Tong

This paper discusses dominant human afflictions that variously become exigencies for a rhetorical situation in commodifying the spiritual experience by televangelists in Kenya. The commodification of religion is a rarity in contemporary media and communication research in Africa. It can, however, be explored in the context of „mediated spirituality‟, by acknowledging the place of communication technologies such as Television, in the mediation of religious content. This interplay between media and religion has arguably availed opportunities through which religion is commodified by converting some aspects of religion into spiritual commodities through a near capitalistic exchange. The study utilized Kenneth Burke‟s rhetorical theory, which is a plausible instrument for examining a communicator‟s motive in structuring audience perception to influence behaviour aimed at eliciting certain desired responses. The paper argues that charismatic Televangelists use common spiritual, physical and economic afflictive conditions notably; disease, poverty and demonic oppression, to commodify religion through creative message construction to trigger a reciprocate process of material exchange for the spiritual benefit obtained. The paper submits that these charismatic programme creators are not only concerned with edification and spiritual nourishment of their audiences but are substantially motivated by the inherent exchange value of religion through which human afflictions are rhetorically appropriated to provoke reciprocity for the spiritual benefit obtained.

Despite the growing body of literature focused on open innovation concepts; crowdfunding, a new paradigm, has emerged an under-researched type of innovation. Literature reviews evidenced that though studies on outsourcing and crowdsourcing are published mostly in recent years, 2011-2015, a significant gap remains for crowdfunding innovation often enabled by the web. The paper focuses on a type of crowdfunding which keep the option of financial rewards, philanthropists and non-profit organizations (as crowd) are solving problems which solution seekers anticipate to be empirically provable, but the source of solutions is uncertain and addressing the challenge perceived to be of high-risk. There is a growing appeal to crowdfunding, but little is known about an effective donation/charity based model. Hence, the author proposes a model underpinned by stakeholder and systems theories for Islamic banks for social entrepreneurship development by which crowd fund might be of instrumental in the progression of poverty alleviation, increasing dynamism of Islamic economies, and removing unemployment in Muslim societies. The instrumentality of the proposed model can be examined empirically in future research

The seas and oceans form integrated ecosystems giving life to many species and represent food and socio-economic benefits sources for millions of persons around the world. Unfortunately, nowadays these sources suffer from marine pollution which becomes a major problem that has negative effects on all of the planet's marine ecosystems. In the bay of Monastir (center coast of Tunisia), as many parts of the globe, economic development has been most active in this coastal zones, especially textile industry, fishing and aquaculture activities, putting enormous pressures on this coastal ecosystem. In this study, we tried to collect informations about the impact of marine water pollution in the bay of Monastir from sea users (fishermen, professional or not), and we tried to identify the main zones of pollution that may be potential zone for the intervention of protected area managers in the future.

Topic: The advent of gynecological endoscopic surgery at a tertiary care hospital in Sikkim, a remote north- eastern state of India. Gynecological surgeries are being increasingly performed worldwide and have gained popularity because of shorter duration of surgery, decreased blood loss and faster recovery after surgery which decreases the cost of hospitalization. This has generated a keen interest in a large number of gynecologists who are getting trained in laparoscopic procedures and in turn are facilitating the establishment and smooth running of laparoscopy units in their own working area. The laparoscopic unit in our hospital was also started with the idea of imparting quality health care to the patients. The difficulties encountered in setting up the unit, monetary issues , training of surgeons and then counselling the patients about the advantages of undergoing laparoscopic surgery and their dilemma in accepting laparoscopic surgery in place of open surgeries are will be discussed

Achatina fulica snails from two environments (natural and breeding) were subjected to two diets, one based on green fodder and the other in the form of flour concentrate, respectively, in order to assess their impacts on the development of gametes. 50 snails were dissected, with 25 from the natural environment and 25 from the breeding environment. Subsequently, the extraction of gonad (ovotestis) was performed on each of the selected animals. After inclusion, histological sections were made to assess the degree of evolution of gonad according to development scales. This allowed us to identify the different stages of sexual development, sexual maturation per size class according to diets.

Learning achievement is the measure of success obtained by the students during the learning process. Success is determined by a variety of interrelated factors, including Learning Motivation, socioeconomic status and intelligence. This study aimed to analyze the influence of Learning Motivation, Socio-Economic Status of Parents and intellectual intelligence on student learning achievement Jatiguwi SDN 3 Sumberpucung Malang. Analyzing between Motivation, Socio-Economic Status of Parents and Intellectual Intelligence the dominant influence on student learning achievement Jatiguwi SDN 3 Sumberpucung Malang. This study included in the category of research explanations. The number of samples in this study were 48 students. Data analysis technique used is multiple linear regression analysis. The analysis showed that Learning Motivation, Socio-Economic Status of Parents and intellectual intelligence simultaneously and partially significant effect on student learning achievement Jatiguwi SDN 3 Sumberpucung Malang. Among Motivation, Socio-Economic Status of Parents and Intellectual Intelligence the dominant influence on student learning achievement Jatiguwi SDN 3 Sumberpucung Malang, intellectual kecerdasaran

Spiders are one of the most diverse and ubiquitous group of animals. Despite being one of the most diverse groups of animals existing in India, their study has remained largely neglected. The present research paper provides a preliminary report on spider fauna of Ahmednagar city, M.S. India. Spider specimen were collected from different localities in and around the city during July 2015 to March 2016. Total 25 spider species representing 9 families and 19 genera were recorded. Results obtained shows that the Araneidae is the most represented family with 11 species followed by Salticidae, Oxyopidae and Lycosidae (03 species each) and 01 species each from Hersilidae, Pholcidae, Eresidae, Tetragnathidae and Thomisidae. Araneidae is the most dominant family (44% of species) followed by Salticidae (12% of species), Oxyopidae (12% of species) and Lycosidae (12% of species). A note on medical importance of spiders was also added. The outcome of the present research work will update data on faunal resources of Maharashtra and will be helpful for future researchers working on the spiders of the area. The findings will also be helpful for taxonomic and phylogenetic studies on spiders.

OBJECTIVE: The study was done to evaluate the efficacy of ormeloxifene in medical management of dysfunctional uetrine bleeding. METHODS: Thirty women in reproductive age group who have completed child bearing, attending the outpatient gynaecology department with complaint of heavy menstrual flow were recruited for the study over a period of one year. Ormeloxifene (60 mg) was given orally twice a week for first 12 weeks and then once a week for up to next 12 weeks. Menstrual blood loss measurement was done using pictorial blood loss assessment chart (PBAC), blood haemoglobin (gm/ dl) levels and endometrial thickness was the main measurements to evaluate the efficacy of therapy. The data obtained was analyzed using the mean and p values of less than 0.05 were accepted as indicating statistical significance. RESULTS: There was a significant reduction in PBAC score from pre-treatment and post-treatment with ormeloxifene (p˂0.001).There was also significant reduction in the endometrial thickness after treatment (p˂0.001).The difference in mean haemoglobin concentration of 2.02 gm/dl between pre-treatment and post-treatment.no major adverse effects were seen in the study. CONCLUSION: The results in this study showed that ormeloxifene, a non-hormonal, non- steriodal agent provides effective and favourable medical management with least side effects, suitable for the treatment of dysfunctional uterine bleeding

Background: The clinical heterogeneity of Rare bleeding Disorders (RBDs) associated with their rarity is a significant barrier to enhancing their deeper knowledge. Diagnosis, classification and adequate treatment of these disorders has been hampered by the variable clinical presentation and difficulty in recognizing affected patients, difficulty in collecting longitudinal clinical data and limits of laboratory assays. The objective this study is to evaluate the distribution of RBDs amongst inherited bleeding disorders and approach to RBDswith clinical evaluation & lab diagnosis. Materials and methods: This is a Retrospective study of rare bleeding disorders obtained from the cases referred from Karnataka Haemophilia Society to the Haematology section of department of Pathology, JJM Medical College, Davangere from June 2006 to June 2011. Results: Out of the total of 400 patients of inherited bleeding disorders referred, 23 were diagnosed of RBDs which included 11 cases of factor XIII deficiency, 4 of Hypofibrinogenemia, 3 of Afibrinogenemia, one each of factor II,V,VII,XI deficiency. Conclusion: RBDs poses significant social problem in our country. Lab diagnosis of these disorders is complex but basic coagulation set up with high clinical suspicion can take up the challenge of diagnosing these disorders.

The variations in the structure and position of the kidney along with variations of renal vessels are reported by anatomists, surgeons and radiologists. Routine human cadaveric dissection showed a bilateral ectopic kidney with accessory renal artery was observed. Malrotation of both kidneys and altered anatomical structures in the hilum were observed. The both kidneys are located above the bifurcation of common lilac arteries. The Accessory renal arteries were arising from the abdominal aorta and supply both the kidneys. The renal veins draining into inferior venacava. Ectopic kidney with rotational variation of accessory renal arteries is comparatively very rare. This may be asymptomatic or present with vague symptoms and sometimes remain unknown during the lifetime. These variations have an embryological basis and are clinically significant. Knowing such variations are important for general surgeons, gynecologists for performing various surgical procedures like laparoscopic surgeries and useful for the nephrologists when dealing with radical nephrectomy and renal transplantations

The urine is frequently among the sites colonized hospital and Candiduria still poses problems of interpretation. Indeed, the discovery of yeast in the urine can be the witness of contamination, a simple colonization or the first sign of invasive infection. We report the case of an elderly patient de66ans hospitalized in urology for management of bladder cancer who underwent radical cystoprostatectomy more bilateral lymphadenectomy and entérocystoplastie.Le patient was taken to dropping a point of ileo-ileal anastomosis responsible liquidiennes food and leaks then the patient was transferred to intensive care. During his stay he presented a febrile syndrome, ECBU objectified candiduria Candida albicans. The evolution was marked by the installation of a septic shock, blood culture came back positive for Candida albicans. Fluconazole has been started but the patient is décédé48h after. Candiduria may be a marker of dissemination in patients at risk with a high severity score. She was also associated with candidemia in 1.3 to 10% depending on the study. In subjects in ICU Candiduria could predict Candida invasion and should justify antifungal treatment and a close monitoring for mycological diagnosis precocity and better therapeutic management.

The revolving door policy has become a bottleneck for the Hotel Managers. Be it the lower level staff or the top management staff, they leave the organization once they are trained and groomed as per the hotel standards. This crisis leaves the hotel at catch 22 situations. They have no option other than to hire a new staff and train them. “The Bureau of Labor Statistics [1] estimates an annualized employee turnover rate of 73.8% in the hotel and motel industry. This figure is striking consider most HR experts agree a healthy turnover rate should actually be somewhere in the 10-15% range”. Considering the high rate of attrition, training a new staff as per the standard policies becomes a costlier challenge for Hotel Industry. There are various reasons behind turnover i.e. Job dissatisfaction, better career growth/opportunities etc. There are a variety of reasons why an employee would consider quitting his or her job within the hospitality industry. These have been identified and researched significantly in the past 60 years (Brown et al., 2015; Huselid, 1995; Kang et al., 2015; Mobley, 1982; Poulston, 2008; Smith and Watkins, 1978) [2]. Yet, organizations are continually trying to identify areas for improvement regarding turnover as turnover costs can be extremely expensive. In fact, they are sometimes considered the highest cost an organization has to endure (Tracey and Hinkin, 2008; Woods, 2002).