Paederus dermatitis is a type of irritant contact dermatitis caused by beetles of the Paederus species. The objectives of this study were to know the incidence, clinical varieties, histopathological changes, and microbiological findings. Methods: 100 patients of Paederus dermatitis were considered, a detailed history was taken and a general examination was done. Skin biopsy and skin swabs were taken from all the patients and findings were noted. Follow-up was done to know the prognosis of the patients. Results: The study showed that males were more frequently affected than females with a ratio of 3:2, most prevalent in the months of March and September. Itching and burning were common symptoms with the majority of the lesions appearing on uncovered areas of the body. The most common lesions seen were erythema, vesicles, and erosions. Different stages of the lesions showed different histopathological changes with epidermal necrosis, dermal edema, and lymphocytic infiltrate being most common. Hyperpigmentation was a common complication which could be avoided if treatment is taken in the early stages. Conclusion: Pruritus was the predominant complaint in the patients with burning sensation being present in almost equal numbers. Hyperpigmentation was the main complication which was long-standing if the patients did not initiate treatment in the early stages of the disease. Use of preventive measures against the beetles along with prompt treatment reduces the complications and improves the quality of life for the patient.

Over the years, the issue of SBA in Malaysia continues to gain attention. The issue that highlighted in this study is the reliability and validity of SBA as an assessment system. It is an unquestionable fact that teachers are given power to assess their students; however, due to lack of information, training, materials, guidelines and infrastructure in executing the SBA, it has led to a subjective evaluation. Thus this article intend to examine teachers‟ perception on the effectiveness of SBA practiced in secondary schools. The researcher investigated teachers‟ perceptions of the role of SBA in teaching and learning mathematics. The nature of the study will be a quantitative approach. A questionnaire with three different parts was designed to collect the data. The descriptive statistics, logistic regression analysis and Pearson correlation were used to answer all respective research questions in this quantitative study. Results and findings led to the conclusion that the teachers who responded “SBA is effective” have a higher probability to have a positive perception on the students‟ achievement in Mathematics.

The paper is providing a theoretical review of key pricing approaches which were divided as the following: Price fixing, Predatory pricing, deceptive pricing, price discrimination, penetration pricing and unfair pricing. The paper also explores a price fairness framework to provide further clarity on how fair pricing is being developed and perceived. Several key points are provided as recommendations for firms to enhance their ethical and fair pricing practices based on the research conducted.

The study examined the attitudes of nomadic parents to girl-child education in nomadic schools in Mubi Educational Zone. It also investigated the nature of educational provisions for the nomads. The study employed survey research design. The population of the study consists of all the 20 nomadic primary schools in the five local governments in the educational zone. The sample size of 120 nomadic teachers was chosen from ten nomadic primary schools in all the five local governments through stratified sampling technique using class, sex and locality as strata. The research instrument for this study titled “Attitudes of Nomadic Parents towards the Education of Girl-Child” (ANPEG) was self-developed by the researchers. The face and content validity of the instrument was established by two experts both in Counselling Psychology and Test and Measurement in the Department of Science Education, Adamawa State University Mubi. The reliability test was carried out in a nomadic primary school in Gombi Local Government Area of Adamawa State using test re-test method, and the reliability coefficient was 0.89.

Ridge density means the number of ridges present in a specified area of a fingerprint and several researches have been carried out on this aspect of fingerprints. This study was conducted with an aim to establish a relationship between sex and fingerprint ridge density. The fingerprints were taken from 100 subjects (50 males and 50 females) in the age group of 18-25 years. After taking fingerprints, the ridges were counted in the upper portion of the radial border of each print for all ten fingers and mean value was calculated. The results have shown that a the ridge density ranges from 7-16 ridges/25mm2 in male and 11-17 ridges/25mm2 in females. It has been successful to support the hypothesis that women tend to have a statistically significant greater ridge density than men

The study investigated perception of teachers on indiscipline among secondary school students in Gombi Eduucational Zone of Adamawa State. The study adopted survey research design. The population of the study was 7,468. A sample size of 120 was drawn through stratified sampling technique was drawn through stratified sampling technique. A research instrument titled „Perception of Teachers on Indiscipline among Secondary School Students (PTISSS) was adapted from Olaitan, Mohammed and Ajibola (2013). The validity of the research instrument was carried out by two experts both in Counselling Psychology and Test and Measurement. Test re-test method was used to carry out the reliability of the instrument and the reliability coefficient was 0.84. The results revealed that students‟ misbehaviour is a prevailing problem affecting schools in Gombi Educational Zone. It was also revealed that indiscipline of students is as a result of poor seating arrangement with no locker and chairs, overcrowded population of students and imitating the unruly behaviour of colleagues. In conclusion, students‟ misconduct in the classroom interferes with teaching and learning and this could be precursor to school dropout and similar negative social outcomes. Therefore it was recommended that all members of the staff, including the principals and vice principals should exhibit the spirit of teamwork in order to energize morale and enhance staff motivation and also Government should provide conducive learning environment for learners in secondary schools in order to help minimize indiscipline among students.

The price of fake products is much lower than that of genuine brand products. The consumer willing to buy fake products, consist in their can or cannot to discriminate difference between the fake goods with authentic branded products. Or because their attitude themselves do not reject the fake products. Or they maybe buy the fake products. Will even be to attention about whether some authentic branded products have fake goods can to buy? This study use the questionnaire was developing to interview loyal user of branded. The results reported that the uneven wealth is the main cause of fake products.

In the face of the rising cost of secondary education, the concept of unit cost of secondary education is gaining great importance. This study analyzed Unit Cost of Day and Boarding secondary schools in Nandi County, Kenya. Specifically the study sought; to establish variable cost, to determine unit cost, to compare unit cost and government fees limits and to compare unit cost of Day and Boarding secondary schools. This study was guided by Cost Function derived from the Education Production Function theory. The study employed survey as a research strategy; targeted all the principals in 186 public secondary schools, It employed stratified random sampling and then systematic random sampling. A pilot study was used in determining the reliability where Pearson Product Moment Coefficient (r) of 0.807 was obtained. For Validity of the research tools, experienced team of supervisors carefully and critically examined the instruments. Data was analyzed using means, percentages and ttest. The findings revealed that, Variable cost for the period (2012-2015) in Day and Boarding schools was Ksh.1.2 billion and Ksh.1.7 billion respectively. It was found out that, average unit cost for the period 2012-2015 was Ksh. 22,263 and Ksh. 54,828 for Day and Boarding schools respectively. This study found out that, majority (70%) of the Boarding schools spent within the set government fees limit while majority (76%) of the Day schools in this study spent beyond the set limit; there was a significant difference in unit cost between Boarding and Day secondary schools. (t(121) = 31.516, p = 0.000); The findings of this study will generate ideas for better and more ingenious cost management. To manage unit cost of secondary education, there is need to; appreciate the concept of cost unit cost, improve effectiveness of school management, effectively utilize monetary resource and practice prudence in financial management.

The existence of taxes in a country is a very important source of income in supporting national development. Developed countries are required to manage their taxes effectively and efficiently. Differences in the taxation system in each country become things that need to be studied more deeply for each country. Assessments are conducted to see the application of a good or complex system implemented in a country. A dministration of taxation as a system is a set of elements of legislation, facilities and infrastructure, and taxpayers are interrelated jointly perform the functions and duties to achieve certain goals. The rates of income tax in each country are regulated in regulations based on policies set by each country, such as Indonesia is regulated in Law no. 36 of 2008 which is one part of the tax administration. Comparison of income tax rate and value added tax in each country to be one of the reference writers to know which countries between Indonesia, Malaysia, and Thailand that have tax system and tax rate effective and efficient. Optimization of tax revenue not only on tariffs, but also through a combination of tax structures that can minimize tax evasion, and tax smuggling.

Given the rising cost of secondary education, leading to allocation of large amount of resources to secondary education, students’ academic performance is expected to be better. This study analyzed the influence of Unit Cost on learners’ academic performance in Day and Boarding secondary school in Nandi County, Kenya. The study was guided by Cost Function derived from the Education Production Function theory; it employed a survey as a research strategy. The study targeted all the principals in 186 public secondary schools in the Nandi County. It employed stratified random sampling and then systematic random sampling. Questionnaire and document analysis were for data collection. A pilot study was used to determine the reliability of the instruments. For validity of the research tool, experienced team of supervisors carefully and critically examined the instruments. Data was analyzed using means, percentages and linear regression analysis. It was found out that, average unit cost Ksh. 22,263 and Ksh. 54,828 for Day and Boarding secondary schools respectively. Furthermore, the findings revealed that, academic performance for the period (2012- 2015), recorded an average mean of 7.1184 and 4.7391 for Boarding and Day secondary schools respectively. From the study, there was a positive significant (p=0.000) relationship between academic performance and unit cost in Boarding schools t(28) = 4.192, p<0.05. Similarly, there was a positive significant (p=0.014) relationship between academic performance and unit cost in Day schools, t(91) = 2.503, p<0.05. The recommendations are; there is need to priorities expenditure for acquisition of teaching and learning resources and thus enhance learner achievements. The Ministry of Education to explore cost effective measures to reduce unit cost of secondary education so as to improve access and performance. The findings generate ideas for better and more resourceful cost management in secondary schools, which is useful for policy makers and managers in education sector.

PT. Bank Mandiri (Persero) unit Jakarta Bintaro Jaya 1 is a branch under the coordination of Regional V Jakarta 3 area of Jakarta beautiful cottage consisting of 12 units of micro office. Where this Bank has a commitment to provide ease of credit distribution as additional business capital for UM or UMKM entrepreneurs. More than 80 percent of business units in Indonesia are UM/UMKM. During the period of 5 years (2010-2014) the provision of UM/UMKM credit has decreased. In addition, the number of non-performing loans (NPLs) from the UM/UMKM sector has increased significantly. The relationship quality management (CRM) index has declined over the last five years, so there needs to be an effort to improve relationship quality (CRM) and service quality. Thus it will be able to improve the image of banking (brand image) so that the bank can build and maintain customer loyalty (customer loyalty). The purpose of this research is to develop brand image and customer loyalty with CRM and service quality). Analytical unit of micro credit business loan debtor, population 558 and samples 85 customers with slovin technique. Analysis method with quantitative analysis. Analysis technique with Path analysis with 2 sub-structures, followed by determination analysis (R Square), Partial test of hypothesis (t test) and simultaneous (F test) with alpha 5 percent. Before the analysis with multiple linear regression first in the test of research questionnaire with validity and reliability test and classical assumption. SPSS version 22.0 analysis tool. The result of this research is that Customer Relationship Management and Service Quality have an effect on Brand Image and Customer Loyalty either partially or simultaneously. Brand Image and Customer Loyalty are still influenced by other variables apart from Customer Relationship Management and Service Quality, therefore further research is needed.

Pastoralists are members of the human race who occupy extremely disadvantaged regions of the world. The environmental conditions in these regions make this group of people very harsh and cruel. They practice weird cultural practices which derail the efforts of the government towards attainment of universal primary education. This paper examines how the social cultural practices of this group of people influence the implementation of Free Primary Education in West Pokot County, Kenya. The findings are a result of a study which adopted a descriptive research design and was based on the Action Reaction Theory. Data was collected by use of questionnaires from 300 pupils randomly selected from primary schools in the entire West Pokot County. 50 parents, 50 head teachers and 1 Director of Education were purposively selected to participate in the study. Descriptive and inferential statistics were employed in data analysis. Findings highlighted in this paper will help in formulating policies which are suited for pastoralists to widen and broaden their quest for education.

This is a preliminary descriptive study of college students’ attitude toward natural health remedies where the researcher uses captive audience survey to collect data from undergraduate and graduate students attending private and public colleges and universities in the United States. Five factors are especially important in describing college students’ attitude toward natural health remedies: Economics (costs of healthcare), Knowledge (familiarity and understanding of health and healthcare), Relational or Relationship (influence of family, friends or significant others on healthcare choices), Beliefs (perceptions regarding health and healthcare), and Security (concerns about safety regarding healthcare practices and methods) - “EKRBS”. Quality and Satisfaction (Q-S) were also found to be important factors when it comes to attitude toward healthcare and natural health remedies. Overall, Knowledge (familiarity and understanding of health and healthcare) is the most important factor affecting college students’ attitude toward natural health remedies, followed by Economics (costs of healthcare). All these factors are revealed to have varying impact on students’ attitude toward natural health remedies

The complex relationship between pastoral communities and their socioeconomic background casts more doubts as to how the local people are involved in policy process of improving access to Primary Schooling, Mugwe, 2006. The study reiterates the usefulness of case studies for educational research given its variety and complexity in making formative evaluation and in educational policy making. This is in agreement with Cletus, B [34] which emphasizes the critical role of evidence- based policy and practice. Investigation was carried out to examine implications of Free Primary Education (FPE) on access to schooling. The study adopted ethnographic research design that utilized purposive sampling technique and saturation procedure to select a total of 170 respondents that included head teachers, teachers, parents, school dropouts, educational managers, community leaders, and Non-Governmental Organizations drawn from Turkana South sub-county. Purposive sampling was used to select individuals, groups and organizations that would provide insight into the study. Data was collected using focus group interviews, structured and unstructured interviews, observation, and document analysis. Subsequently, data was collected by use of questionnaire that was sent to head-teachers and education officials and was used only to validate the qualitative data. The collected data was coded, analyzed, described and summarized. The statistical package for social scientists (SPSS) 12.0 for Windows was used to analyze coded information for the purposes of checking for internal consistency, creation of composite scores, and correlation. The study identified various implications of FPE on Primary Schooling for pastoralists as the following: increased enrolment; shortage of teachers; high transition rate; poor handling of children with special needs; increased dropout rate and lack of funds for school feeding program. The findings also concluded that if the roles of various stakeholders were properly articulated, it would improve access to Primary Schooling among pastoralist communities.

Pakistan joined the War on Terror (WOT) shortly after the 9/11 incident and helped United States in eliminating extremists and terrorists networks in Afghanistan. Resultantly, Pakistan is facing horrible security issues inside its territory. This paper analysis the various reasons behind loopholes in the security issues of Pakistan and why the incidents of terrorism have increased over the years