The paper investigated the trend of the performance of insurance sector and the implication of liquidity management on their performance between 2000 and 2008. The study made use of return on equity ROE as measure of insurance companies‟ performance; other variables used as independent variables are liquid asset volume, working capital, total investment, under-writing risk, dividend and equity capital. Seven non-life insurance companies were used for the analysis, descriptive statistics and panel data analysis were used to analyze the data. The results show that while all the performance indicators such as profit after tax return on asset, return on equity among others have been following rising trends over the years; liquid asset volume has been following a falling trend. The panel data results show that liquidity does not have significant impact on the performance of insurance companies. It is recommended that insurance companies should embark on strategies that will make management of liquidity have significant positive impact on the performance of insurance companies in Nigeria.

The study investigated the impact of credit risk on bank performance in Nigeria between 1990 and 2006. From the literature, non-performing loans have been used as proxy for credit risk. However, other variables such as total deposits, loan and advances and lending rate are used as other independent variables in the model while return on asset ROA is used as bank performance indicator. Cointegartion and error correction model is adopted and the results show that credit risk as proxy by non-performing loans has significant positive impact on bank performance in the short run but in the long run, the impacts turn negative. Also a strong linkage is found between loan and advances and credit risk as well as lending rate and credit risk. The study recommends that banks should guide against accumulation of nonperforming loans in order to reduce their vulnerability to credit risk.

The purpose of this paper is to examine and review the relationships among entrepreneurial marketing, innovation, and business performance. A conceptual model of the entrepreneurial and relationship marketing created increasing innovations, and the impact on business performance. Academic implications of this paper in exploring the concept of entrepreneurial and relationship marketing increasing innovation and their impact on business performance.

Various models have been developed to help firms analyze and evaluate the perfect dividend policy and there is no agreement between these schools of thought over the factors that affect dividend payout. The dividend policy decision is one of the most important decisions in any organization. This study sought to establish the factors that affect dividend payout of listed commercial banks in Kenya. Specifically profitability, liquidity, firm size and past dividend were determined if they affected dividend payout among listed commercial banks in Kenya. The study was based on the Bird in Hand Theory. A correlational research design was used to examine relationship among the variables. The target population for this study consisted of all listed commercial banks in Kenya. Purposive sampling procedure was used to select listed commercial banks for the study. The study employed secondary data which was obtained from the financial statements of the commercial banks for a period of five years ranging from 2012 to 2016.. The study showed that profitability, liquidity, firm size and past DPS accounted for 77.69% of variations in dividend payout for listed commercial banks. All the four factors were found to be significant in affecting dividend payout for the listed commercial banks. Profitability and past dividend per share were found to be positively correlated with dividend payout while liquidity and firm size were found to be negatively correlated with dividend payout. The researcher recommends more research to be done taking into consideration other factors. These include factors such as the commercial banks management, legal environment and competition within the banking industry.

The study examined impact of non-performing loans on bank performance in Nigeria between 1990 and 2016. Both return on asset ROA and profit after tax are two financial performance indicators used as dependent variables. Other independent variables used are non-performing loans, loan and advances, total deposits and lending rates. Auto-regressive distributed lags ARDL and Vector auto-regression VAR are applied. The results show that all the variables show significant long and short run relationships with ROA but not with PAT. The relationship between PAT and NPL with other variables are analysed via VAR since cointrgration could not be established. The VAR result indicates that PAT as measure of bank performance is more responsive to changes in total deposits more than any other variable including the NPL. It is concluded that ROA appears to be a better measure of bank performance when studying effects of NPL as it shows that it has significant negative impact on ROA but the PAT does not show any significant response to NPL.