Saudi Journal of Humanities and Social Sciences (SJHSS)
Volume-4 | Issue-05 | 351-360
Original Research Article
The Influence of Socio-economic Factors on Affordability of Public Housing Units in Kano Metropolis, Nigeria
Ado Mukhtar Bichi, Ado Abdu, Yahaya Ado Umar, Balarabe Tukur
Published : May 24, 2019
Abstract
The paper examines the influence of socio-economic status of Households on affordability of public sector housing units
in Kano metropolis. A total of 1,635 housing units were the target population purposively chosen from Danladi Nasidi,
Zawaciki, Jido and Wailari housing estates. Using population proportionate sample size (PPS), 314 households were
determined as the sample size while the respondents were selected using simple random sampling technique (SRS).
Structured interviews and self-administered questionnaires were employed for the data collection. A total of 314 copies
of the questionnaire were distributed with a response rate of 99.4% (312). The data was analyzed using descriptive and
inferential statistical techniques with assistance of Statistical Package for Social Sciences (SPSS) software. The result
shows households have different socioeconomic attributes, which have major influences on housing affordability.
Respondents with higher socio-economic status in the society stand better chances of affording public sector housing
units. The analysis has shown that income level and social standing of respondents are the major factors that determine
housing affordability among the respondents. The civil servants especially low-income earners and other working class
households were found to have minimum chances of housing affordability, which was also influenced by limited or no
savings after family expenditures. Consequently, majority of the respondents are tenants in the public housing units.
Therefore, the paper recommends a review of the method of disposing the housing units and the introduction of mortgage
system that is readily accessible and easily affordable to households. It is also important for the government to make the
building materials cheaper and affordable so as to enable people to meet their housing demands without falling into
housing affordability problems.