The study was conducted to evaluate loan recovery performance among group-based micro credit institutions in Delta State, Nigeria using a well-structured questionnaire and oral interview. Respondent groups were selected using stratified random sampling technique. Primary data collected were analyzed using descriptive statistics such as frequency distribution, table, percentage, mean and trend analysis using bar graph and histogram. Inferential statistics such as multiple regression analysis technique was also used. The result revealed that a total of 163,100 group members have been reached with total savings mobilized at N2,560,126,690 and total loan disbursed at N33,851,127,825. The mean loan repayment rate was 91.29%. The trend analysis indicated a steady rise in the amount of savings mobilized and credit extended to groups. The result of the regression analysis indicated that five of the estimated determinants fund size, membership size, duration of group existence, supervision and proportion of credit repaid were positive and statistically significant while interest charge was negative and significant. The major constraints in loan administration by financial institutions include government laws and regulations, lack of infrastructural facilities, diversion of loans, delay in loan repayment, and lack of funds among others. It is therefore recommended that group-based finance institutions should strategies on rural savings mobilization and utilization on the rural economy for sustainable financial inclusion.