The purpose if this paper is to outline the prevailing situation in Mexico related to the lack of matriculation in higher education. It discusses the few economic aid alternatives in existence, as well the way to approach them through a savings scheme as a means to enable financing to access higher education in a private institution. The study is conducted in the metropolitan area of Boca del Río, Veracruz. All this with the purpose of showing, on one side the tuition costs in private schools and on the other hand, the actual interest rates in savings schemes given by national financial institutions. As a result, two possibly accessible saving schemes were found. This also more efficiently accomplishes the objective set and with less investment, which is to save in order to cover the cost of higher education in a private school. Within this background, the development of the financial calculations that support this proposal is shown.