The study introduces HCD Practices as the main alternative for interventions that improve the efficacy of individuals working in the Ghanaian Banking Industry. HCD Practices are lasting practices such as training and continuous education designed to improve the competencies and skill set of employees to enable them perform tasks required of them. The study was conducted using qualitative and quantitative approach. A sample of (155) respondents from eight private owned banks in Ghana constituted the sample size unit for the study. Stratified sampling procedure was used to reach the participants in their workplace for data collection and analysis. Three factors were deduced from the study. Results of the study identified significant difference in the challenges associated with using intervention amongst the selected Private Banks in Ghana. In the light of this Private Banks should provide career planning and training opportunities for their staff as effective employees will result in effective groups and intergroup which could eventually lead to total organizational effectiveness necessary for sustainable growth.