Purchase Decision and Repurchase Models: Product Quality and Process Analysis (Case Study of House Ownership Credit Financing in Permata Sharia Bank Jakarta)
Page Numbers : 526-535
DOI : 10.36348/sb.2019.v05i09.006
House ownership credit financing in Permata Sharia Bank for business unit targets and achievements up to August 2018 there is a high enough gap from the target. In addition the ranking of Permata Sharia Bank which is still far below shows that the contribution of mortgage financing has not been high. This is caused by many factors including the financing process and product quality that still needs to be improved so that it affects on purchase decisions and also the repurchase of Permata Sharia Bank mortgage financing. This study aims to determine the effect of process and product quality on purchase decisions and repurchase. The design of this study is explanatory. The sampling technique in this study is Permata Sharia Bank customers in South Tangerang Region and filled out the questionnaire using the accidental sampling method but still fulfilled the specified criteria. The sampling technique is purposive sampling with a total population of 150 Permata Bank customers in the South Tangerang Region. By using the Slovin formula, a sample of 100 customers is obtained, the defined margin of error is 10% or 0.10. This study used quantitative analysis method with SEM analysis tools and Smart PLS and SPSS tools.
Subject Category: International Law
Sept. 30, 2019
The Role of the Peace and Security Council of the African Union in the Operations of the Peace in Africa
Lotika M C, Katenga W Y, Simba B N, Akala N PT
Page Numbers : 536-541
DOI : 10.36348/sb.2019.v05i09.007
Our research theme is entitled: "The role of the African Union Peace and Security Council in peacekeeping operations in Africa. In conducting this study, our main objective was to take stock of one of the major concerns of the African Union Peace and Security Council, which is the maintenance of peace, security and stability on the contains. Through this research, we have seen that the African Union is in trouble and criticized for its inefficiency in its peacekeeping operations. This is due to the fact that this continental institution lacks sufficient financial, logistical and human resources, which leads to the taking over by the UN and the European Union to deal with all the operations carried out by it peace and security council.
Subject Category: Management
Sept. 11, 2019
Factors That Influence the Quality of Accounting Information in Pt Xyz
Triyani Budyastuti, Laili Umdatul Khoirurosida
Page Numbers : 487-495
DOI : 10.36348/sb.2019.v05i09.001
The purpose of this research is to examine the influences of the utilization of information technology, the competence of Accounting Information System users, and the role of internal control systems toward the quality of Quality of Accounting Information. The population of this research was the Accounting Staffs and Internal Control Staffs of PT. XYZ. This study was classified as causative study using of primary data and the sample of this research are 88 respondents. The research metode used is quantitative research metode. Program used in analyzing the data using Smart PLS version 3.0. The Result of this research shows that the variable of utilization of Information Technology has a positive significant effect towards the Quality of Accounting Information. Variable of the competence of AIS users has no effect towards the Quality of Accounting Information. And the role of internal control systems has a positive significant effect towards the Quality of Accounting Information.
Subject Category: Accounting
Sept. 13, 2019
The Influence of Competence, Independence, Professionalism of Internal Auditors and Time Budget Pressure on Audit Quality (Case Study at Inspectorate General of the Ministry of Marine Affairs and Fisheries)
Ngali Sumito, Hari Setiyawati
Page Numbers : 496-503
DOI : 10.36348/sb.2019.v05i09.002
Internal audit is one of the key activities used to control the implementation of government policies and programs. Yet, studies show there are various factors that can affect the quality of internal audit in its implementation. Based on this background, this study aims to examine the extent to which competency, independence, and professionalism of internal auditors and time budget pressure affect the quality of internal audit of the Ministry of Marine Affairs and Fisheries (MMAF). To observe causality between the factors and audit quality, this study applied qualitative approach through literature review and direct survey on the ministry’s internal auditors. Seventy people were taken as samples randomly and proportionally based on the auditors’ position. The results show that only competence and professionalism of the auditors that significantly affect audit quality, while other factors are indicated have less effect. Furthermore, this study found that reliable planning and quality control played a pivotal role in audit quality assurance. According to this research, it is necessary to increase the competence and professionalism of internal auditors to improve the audit quality. Government internal supervisory apparatus maintains independence and auditors maintain objectivity. In addition, this study also notes that the audit time calculations need to be done more thoroughly by the management.
Subject Category: Organizational Psychology
Sept. 13, 2019
Job Satisfaction in Banks: Significance of Emotional Intelligence and Workplace Environment
Muhammad Kashif Fida, Muhammad Zohaib Khan, Azkaa Safdar
Page Numbers : 504-512
DOI : 10.36348/sb.2019.v05i09.003
In the current scenario, banking sector is considered a fundamental backbone of every economy in developed and developing countries. The importance of banking was established as it performs major role in every domain of business, as well as in the development of the countries. Banking sector in Pakistan is gradually rising, however, employees in this sector are under a lot of stress due to excessive work load, extra working hours, and in some cases employment insecurity, that may lead to unsatisfactory performance at job. This study highlights the significant positive relationship between bankers’ job satisfaction level with their emotional intelligence and workplace environment. It also focuses on the effects that emotional intelligence and workplace environment might have on the banker’s job satisfaction level while discussing the contributing demographic factors. The cross-sectional correlational research design was implemented to conduct the study. The data was collected through questionnaire and online surveys from different private and public banking sector employees of Pakistan (Lahore, Karachi, and Islamabad). The purposive sampling strategy was done in two stages, in the first stage, random selection of the branches of different public and private sector banks was completed. In the second one, a sample of 200 employees was selected for data collection according to the set inclusion criteria and their specific posted locations.
Subject Category: Management
Sept. 15, 2019
The Effect of Current Ratio, Return on Equity, And Firm Size on Stock Return (Study of Manufacturing Sector Food and Baverage in Indonesia Stock Exchange)
Nurul Robiatul Adawiyah, Hari Setiyawati
Page Numbers : 513-520
DOI : 10.36348/sb.2019.v05i09.004
This study aims to examine the effect of Current Ratio, Return on Equity, and Firm Size on stock returns; the type of research used in this study is quantitative research with descriptive statistical methods, with independent variables Current Ratio, Return on Equity, and Firm Size, and Dependent variable stock return. The samples used in this study were 13 manufacturing companies in the food and beverages sub-sector listed on the Indonesia Stock Exchange during 2013-2017, using the Purposive sampling method. Data collection techniques using library study techniques with analytical methods, using multiple regression analysis through classical assumption test, hypothesis test, and coefficient of determination. The results showed that the Current ratio had a negative and not significant effect on stock returns, Return on Equity and firm size had a positive and significant influence on stock returns, the percentage of the influence of the independent variables (Current Ratio, Return On Equity, and Firm Size) on the dependent variable stock return is equal to the coefficient of determination 32%.
Subject Category: Bioscience Engineering
Sept. 22, 2019
Characterization test of endomycorrhiza strains inoculated to two plantain cultivars (Musa sp.) derived from in vitro culture in the Kisangani region (RDC), case of Libanga Likale and Tala Lola
Crispin B. Lebisabo, Didy O. Onautshu, G. Hassert, Benoît D. Dhed’a
Page Numbers : 521-525
DOI : 10.36348/sb.2019.v05i09.005
The production of bananas and plantains is currently practiced on a large scale due to the high demand on the market, as a result of the strong demographic pressure in large cities. There is currently a lot of research being done on the use of symbiotic systems associating plant species with mycorrhizal fungi. Mycorrhizae give host plants the ability to develop in mineral-poor soils. As mycorrhizae are not well known in our environments and few studies have been carried out on their biodiversity, macroscopic and microscopic counts and characterizations, this study seeks to identify and characterize these mycorrhizal strains in symbiosis with the plantains of the Simi-simi experimental site at the University of Kisangani and then inoculate them with vitro plants from the plantains of two cultivars from in vitro culture. The root staining technique after four months of cultivation detected mycorrhizae in the roots of these two plantain cultivars. The results of this study revealed that the overall degree of mycorrhization is 80% on the total observed roots and phenotypic characterization has grouped the spores into four genera which are: Glomus, Acaulospora, Scutellospora, Gigaspora and a group of uncharacterized spores.